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Budgeting is the biggest responsibility and so, it is the biggest challenge when you are earning irregular income. Irregular income means that you don't make the same sum of money every month. This can happen when you work as a freelancer or are employed as a gig worker. Simply, in other words, your income fluctuates each month due, and that is...
By khushbookumari14|19 Oct, 2022 . 5 min read
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Investing early in college can help students develop good financial habits and plans. Even a tiny sum of money saved from summer employment, family gifts, or scholarships can give you a leg up on the competition and pave the way to Financial Independence. You don't have to see the whole staircase, just take the first step, said Martin Luther King, Jr....
By bhavyabudhlani|30 Sep, 2022 . 6 min read
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As far as stock market (or share market) investing is concerned, many of us have our own preemptive assumptions about it. As per Business Standard, only about 3.7 percent of India's 1.36 billion people invest in stocks. This number is insignificant as opposed to 55% of the US population directly or indirectly investing in the equity market. Now we understand...
By jahnavisarora791|12 Sep, 2022 . 6 min read
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You must have heard about conflict of interest somewhere. For example - a businessman could not invest in a particular business due to a Conflict of Interest. If you work in a better position, then your chances of being heard about this word increase, and even if you are preparing for some examination you may hear this word under the...
By guptavivek0503|7 Sep, 2022 . 5 min read
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A tax is a mandatory fee that is to be paid by an individual to the government or an organization so that the government/organization can do better work for the public. There are two types of taxes, Direct Tax, and Indirect Tax. Direct Tax is paid by the citizen to the government directly for example Income Tax and indirect tax...
By guptavivek0503|7 Sep, 2022 . 5 min read
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Have you ever thought that what you used to buy in some rupees earlier, over time you pay more money for the same thing? For example, earlier you used to buy 1 packet of biscuits for 20 rupees now you pay 25 rupees for the same. But why the price of this biscuit has increased, the quality seems to be...
By guptavivek0503|5 Sep, 2022 . 5 min read
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Fixed Interest Rates are those interest rates that do not change with time, a person can repay his liability to the insurer without paying much interest. This type of interest helps take loans but not for investment purposes. Also, this is helpful for borrower who wants certainty in their loan interest. In this article:What are Fixed Interest RatesCalculation of Fixed Interest...
By guptavivek0503|2 Sep, 2022 . 5 min read
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The concept of using a card for purchasing was described by Edward Bellamy in the year 1887. He used the term 'credit card' in his novel Looking Backward. No one can successfully able to implement a credit card into the financial system till 1958. In 1958 Bank of America launched the first successful credit card.Initially, Credit Card was mostly used...
By guptavivek0503|30 Aug, 2022 . 6 min read
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The word interest is used in everyday life, by the way, the meaning of interest is to be curious about something. But 'Interest' in finance means something else. Come let us know about your interest by taking our curiosity together. When we keep our money in the bank, the amount goes increases after some time by some percentage, but how this...
By guptavivek0503|29 Aug, 2022 . 5 min read
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When we discuss investments such as investment in assets like property, stocks, etc. we come around with different terms. Similarly, one of the terms which are related to investment is Volatility. So, what is Volatility? The word 'Volatility' means the quality or state of being volatile. It means the propensity to change quickly and unpredictably. Volatility is a term used...
By tparveegwa7|26 Aug, 2022 . 4 min read
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